If you’re like me, you were lucky enough to be considered for bad credit credit cards. From the get-go I’m going to note that I don’t have BAD credit, lending companies look at me with the “Bad” eye because I have a little to non-existent credit history. I’m working on it though, I’m paying my loan, I’m paying my credit card and I’m making it a point to maintain an even flow of money to cover any out-going bills that could potentially effect my credit. A lack of payment on hosting for one month could send me to collections, constantly being rejected for loans can also effect my credit score. I hope to be able to find a student loan provider that will give the money to ME and not the school so I’m able to pay my personal loan and pay my credit card off to help improve that credit even more. :; crosses fingers ;: