While living in a tourist town means horrible numbers for business owners in the area, Sean is still trying to convince me that I should start up a restaurant. He knows how much I love to cook and in comparison to the Italian-style eateries in the area I think a touch of New York would be the proper way to do things. I will admit, however, that the water down here has a lot to do with the final outcome of the food. I’ve noticed that my tastes have changed because of the public water, I’ve gradually slipped over to…more»

I’ve been looking into phone cards for my friend. She’s been running up phone bills long enough and decided that for her long-distance calls she’d rather just pick up a phone card and go from there. She’s unfortunate enough to not have long distance calling on her home phone, she’s with Verizon and doesn’t realize that just upgrading to a different plan she can spend $65 a month on local and long distance as opposed to the $250 a month that she’s behind with due to the long distance calls to friends, family and even businesses around the country. She…more»

While looking into life insurance I came across a few different websites that talk about Life Settlements. In big bold letters on most of the sites I was shown that I can get a policy from $25,000 to $500,000 without having to show any medical records or even a life expectancy report. So basically Life Settlements are a fancy way of saying life insurance, only you can collect on it while you’re still alive. According to sub-text a life settlement is when the owner of a policy sells said policy for a lump-sum payment. So say you’re life insurance covers…more»

With numerous family health problems, it’s got me looking into what would happen if I happen to pass away earlier than expected. There are a few different options for me but feeling as though I’d last more than 30 years I assume that Term Life Insurance wouldn’t be the route to take. However, when it comes to someone like my aunts, uncles, parents or grandparents I assume that within the next 30 years quite a few of them will have passed on and something like Term Life Insurance would be the route for them to take. I’ve looked into a…more»

Over the course of the next few months I hope to have enough money to go out and pick up a car from one of the local dealerships. It’s going to be a pretty big deal for me considering I’ve never owned one before. Sure, I’ve used cars when I’ve needed to but I never really sat down and thought “Ok, time for my own”. I’ve decided upon a Chevy and if I could truly afford one of the new Malibu’s then I’d be set. Unfortunately I doubt I’m going to have $25,000 to get the one I truly want…more»

Sean and I are really hoping that I can find a job where I’m bringing in about $30,000 a year (minimum) so we can work towards getting out of here. Unfortunately for Delaware that’s a bit on the high-end, but that doesn’t mean it’s not something to look forward to. We’ve been looking into a few different property types as well, just to figure out where we’re going to need to budget our money, and how much we’re going to need to budget for. A big thing about everything down here is the lack of appliances in the apartments and…more»

Anyone running or working for a company would know that taking or making a conference call is just part of the job. Not everyone can be in the same room at the same time, so naturally through the wonderful world of technology you can not only call someone where everyone can be in a few locations to still hear the news but there are also video conferencing capabilities as well. I have certainly noticed a rise in them recently. While I’ve never personally done one (minus discussing a few things with a client over a video-enabled instant messenger) I can…more»

It’s unfortunate but things tend to go missing around here, mainly important paperwork. I’m tempted to go through my archives and send them off to a Document Scanning Service just so I can keep track of them. One company I’ve looked into is RecordNations. Most businesses would view record management as just a cost of doing business. Unfortunately, with the increasing risk of failing to practice proper records management – you can lose your business. By going through RecordNations with their Document Scanning Service you can free up valuable office space and keep all of your important documents in a…more»

While I’m totally happy with my Razr, I have to say that I’ve been looking into pda phones because of how many emails I’m going through on a daily basis. It’d be nice to have something I can sync up with my iMac and then go from there. I’ve poked around a few different sites and one that sticks out for me is DiscussWireless.com because it’s not your run of the mill “buy now” kind of a site. It’s an informative website that houses a blog and even a forum. They have daily updates and reviews on any and everything…more»

For a little while now I’ve been looking into Small Business Funding, mainly because of my current working situation. I’m barely making the bills so finding a loan to help me out would really be the best thing for me. I can handle breaking even every month, it would just be nice to have enough money to treat myself to the things I really need when designing for clients. A big expense of mine is anything computer based. I’m pretty strong with my preference to use a Mac. Unfortunately having a windows based laptop can get annoying when you’d really…more»